Personal Tax Return

Still buried in sheets and receipts, wishing for a magic wand to do your taxes? Well, personal tax return services might just be better than a magic wand. A personal tax return service should turn a complex set of rules into a clear, accurate submission that protects you from penalties and helps you plan ahead. 

At Sterling Cooper Consultants, we prepare, review and file your Self Assessment, including the correct supplementary pages for property, dividends, pensions, trusts and capital gains. Each return is reconciled against payslips, bank statements and investment reports, with reliefs and allowances applied in full. You receive a tax estimate, payment dates, and simple guidance on what to keep on file. Our aim is to deliver one of the best personal tax returns services for busy individuals who want certainty and calm.

Complete and Accurate Filing

Self Assessment works when the data is complete, the rules are applied correctly, and the filing is on time. Our personal tax return services meticulously follow each of these so that you never get in trouble with the HMRC.

Careful Treatment of Assets

Property and investments need careful treatment to avoid errors that trigger enquiries. With us, you never have to worry about this. Your property and investment tax filings are of utmost importance to us, and we never get them wrong.

Tailored Support for Complex Cases

Directors and sole traders have extra steps in their returns, so they need careful handling from start to finish. We offer extra support for these extra steps. Our personal tax return services tailor submission plans based on how complex each step is.

Measured Responses to HMRC

When HMRC asks questions, a measured response backed by evidence saves time and stress. We offer you complete guidance on how to respond to HMRC enquiries so that you can come out of them unscathed.

Fill the Form & Connect with Us!

    Make tax season stress-free.

    We prepare and file your return accurately and on time. Get started today.

    How Our Services Benefit You

    01.
    Assurance and Evidence for Lenders
    01.
    Assurance and Evidence for Lenders

    Looking for ‘personal tax return service near me’? We offer you all kinds of assistance and evidence when you are dealing with lenders. Once we have approvals, we file electronically and confirm receipt, along with your SA302 and/or tax overview for lenders (mortgage evidence). We cover it all so you can have peace of mind.

    02.
    Nothing Missed at Year’s End
    02.
    Nothing Missed at Year’s End

    All of your yearly gains are included within our personal tax return service, so nothing is missed at year’s end. This helps you steer clear of any trouble with the HMRc as well as avoid overpaying and underpaying your taxes.

    03.
    Clear Guidance for Applications
    03.
    Clear Guidance for Applications

    Whatever you need your personal tax return information for, we provide you with custom packages. Clear notes are provided for lenders, visa applications, or board packs, for instance. This assists you in your respective needs at the moment.

    Stay Compliant, Stay Avoid penalties and save time with our expert personal tax return service. Let us handle the details for you..

    Services

    Our Personal Tax Return Services

    Self Assessment Preparation & Filing
    As part of our personal income tax return service, we gather your income sources, check codes and allowances, and prepare the full return with the supporting schedules required by HMRC. Drafts are shared for comment, and changes are documented so you can follow the logic. After filing, we keep a record and answer any follow-up queries promptly.

      Property, Capital Gains & Investments
      We calculate rental profits, mortgage interest rules, and allowable costs, and we prepare capital gains on shares and UK property using the correct dates and reliefs. Where losses exist, we quantify and notify HMRC (so losses can be carried forward). ISA income is tax-exempt, and we record ISA positions for completeness only, not to report taxable income. We reconcile dividends and savings interest (outside ISAs) to statements.

        Directors, Sole Traders & International Issues
        We prepare employment and dividend schedules and set up mileage or use-of-home claims. We calculate and confirm Class 2 and Class 4 National Insurance contributions due, and advise on voluntary Class 2 where appropriate. For consultants and contractors, we handle the extra disclosures their work can trigger and, through our personal tax return service, explain the impact in plain terms. If you have overseas income or a split-year case, we include the right pages and apply double tax relief where due.

          HMRC Enquiries, Amendments & Penalties Support
          Within the personal tax return service we provide, we manage enquiries from first letter to final closure, prepare amendments when needed, and arrange time-to-pay plans if a bill is due. If a late filing occurs, we support structured appeals or reasonable-excuse submissions and, where appropriate, help arrange Time to Pay arrangements with HMRC. Where your records allow, we reduce penalties by showing full cooperation and strong evidence.

            Take the stress out of tax season.

            Book your free consultation today and file with confidence.

            Why Choose Us?

            Tax season shouldn’t feel like walking a tightrope. For this, you need a team that files taxes accurately, explains decisions clearly, and responds quickly when deadlines are close. We combine review reports, fixed scope initiatives, and a secure workflow so your return is prepared, checked, and filed on time. Our personal tax return service also stays with you after submission for HMRC queries, code changes, and planning for the year ahead, so you have one point of contact from start to finish.

            Senior Tax Oversight

            Every return is reviewed by a senior adviser who checks calculations, reliefs, and disclosures. You receive practical advice on how to reduce risk next year, from record-keeping to timing of disposals.

            Clear Fees and Scope

            You get a written scope, a fixed fee where possible, and a list of what is included before we start. Any extras are priced up front, so there are no surprises near the filing deadline.

            Secure, Simple Workflow

            Your documents move through a secure portal with audit trails and access controls. Checklists, reminders, and e-signing make it easy to provide information and approve the final return.

            Year-Round Support

            Questions do not stop after filing, so neither do we. You can ask about payments on account, codes, or planning ideas during the year and receive timely, documented guidance.

            Protect your income and your time.

            Let our experts prepare, review, and file your return before deadlines hit.

            Our Process

            our process 2

            Discover & Gather

            We begin with a short call to confirm your situation, deadlines, and preferred way of working. A tailored checklist follows, covering employment, property, investments, pensions, and any overseas items. We also request last year’s return and notices so coding and carry-forwards are correct.

            our process arrow
            our process 1

            Prepare, Optimise & Review

            Your data is reconciled to third-party statements and mapped to the right schedules. We apply allowances and reliefs, assess payments on account, and model options where timing affects your bill. You receive a drafted return, a tax estimate with due dates, and plain commentary for sign-off.

            our process 3

            File, Confirm & Support

            On approval, we file the return electronically and share HMRC acknowledgements, the SA302, and a lender-ready overview. We store a tidy evidence pack and note any actions for next year. If HMRC writes to you, we respond and keep you updated until the matter closes.

            our process arrow

            Get started now and turn tax season into peace of mind, not paperwork.

            FAQ Question

            Frequently Asked Questions

            You do if you’re self-employed, a landlord, a company director, earn over £100k, have untaxed savings/dividends, made capital gains, or receive foreign income. We confirm your status at onboarding so nothing is missed.
            We’ll ask for your last return, P60/P45/P11D, dividend and interest statements, rental summaries, pension and Gift Aid records, student loan details, and any sale records for shares or property. A short checklist makes gathering this simple.
            Paper returns are due 31 October; online returns by 31 January, with tax due the same day. Payments on account (if applicable) fall on 31 January and 31 July. We send reminders and provide amounts and references so you pay on time.
            Our personal tax return service covers preparation, review, and electronic filing, plus SA302 and a lender-ready tax overview. Fees are fixed to a written scope; extras are priced upfront. You also get a clear estimate, due dates, and simple guidance for next year.
            Yes. We prepare personal services income tax return disclosures and advise on attributed personal services income tax return requirements where they apply. We document the position, calculate liabilities, and include notes HMRC can follow easily.