Cash Flow and Budget Planning

Turning financial chaos into clarity is a major milestone of success. You have to see where every pound, every plan, and every opportunity is. This is because strong finances start with a clear plan and a holistic view of the money coming in and going out. At Xoomplus, our budget and cash flow planning gives stakeholders a simple way to see what is funded, what needs action, and when to act. We consolidate sales, costs, payroll, tax, and debt into a clear view so you can spot gaps early and reallocate resources with confidence. Teams get a shared calendar, plain rules for updates, and short notes that explain the numbers in context. As part of our broader budget & planning work, we align the roadmap with your targets and covenant so decisions stay on track. With our expert financial advice, you can fund growth and avoid end-of-month surprises.

Real-Time Cash Flow View

You need a real-time view of your cash flow that you can trust day to day. Our budget and cash flow planning service gives you this detailed insight that you can use for making decisions.

Practical Budget Alignment

Budgets work when they reflect how your business operates. Through our meticulous planning, your finances are in complete alignment with your operations and vice versa.

Flexible Planning

Markets change, so plans must remain flexible. Our suggestions are therefore never set in stone. We go through all of the updates and assess changing circumstances. Then, we shift our strategy accordingly.

Clarity in Reporting

Boards want clarity, not clutter, so that is what we offer. All of our financial reports are direct, clear and concise. They also reflect your budget and cash flow planning through every step.

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    How Our Services Benefit You

    01.
    Anchored in Facts
    01.
    Anchored in Facts

    Our budget and cash flow planning setup anchors your financial decisions with facts, not guesswork. This is why you never have trouble managing finances with us.

    02.
    Cost Discipline Without Delay
    02.
    Cost Discipline Without Delay

    We keep simple checkpoints at milestones that keep costs from going out of bounds. We ensure that these checkmarks are in no way a hindrance to the delivery of goods or services.

    03.
    Ready for Investors and Lenders
    03.
    Ready for Investors and Lenders

    Lenders and investors see the same numbers you use to run the business. This develops their trust in you and your business, helping you get long-term contacts.

    04.
    Clear Ownership and Timely Actions
    04.
    Clear Ownership and Timely Actions

    Each action is clearly assigned an owner and due date. This supports accountability and responsibility in all matters pertaining to budget and cash flow planning.

    05.
    Continuous Improvement Cycle
    05.
    Continuous Improvement Cycle

    Your budget and planning evolve into a cycle of plan, execute, check, and adjust. This consistent and continuous process is a definite path to success.

    Services

    Our Budget and Cash Flow Planning Services

    Rolling Cash View and Forecasts
    We build a weekly and monthly schedule detailing open invoices, planned expenditure, tax dates, loan repayments, and headcount costs. A simple cash flow projection is displayed along with your bank balance, so you always know the next twelve weeks. Alerts highlight upcoming cash shortfalls, while notes provide actionable recommendations to ease pressure before it escalates.

      Budget Design and Cost Control
      We group revenue and expenditure by product, market, and team, then assign duties and spending limits. Variance rules show what counts as normal and what needs a review. The result helps managers act fast and still stay within the plan.

        Scenario Planning and Funding Readiness
        This is where our cash flow planning services shine: your plan, your numbers, ready for review. We map “base, stretch, and downside” cases that change price, volume, and unit cost, then show how each case hits margin and runway.

          Board Packs and KPI Dashboards
          We produce a single reporting pack with P&L, balance sheet, cash bridge, and a brief summary of recommended actions. Scorecards track working capital, cash burn, CAC, LTV, and payback where relevant. Charts highlight trend lines and step changes so issues stand out immediately.

            Payroll and VAT Support
            Alongside general bookkeeping, we handle payroll processing and VAT returns. This ensures your employees are paid correctly and your VAT is filed on time, all as part of our wider bookkeeping as a service offering.

              Why Choose Us?

              When it comes to budget and cash flow planning, the stakes are high. Missed gaps, unclear responsibilities, or delayed insights can slow growth and create stress for leaders and teams alike. We combine hands-on senior oversight, practical actions, fast setup, and sector-informed benchmarks. Our approach gives you a system that’s not only accurate but also actionable.

              Senior Finance Oversight

              With us, you get direct, practical advice on funding gaps, cost adjustments, and timing. A senior partner reviews your model, joins key review meetings, and signs off on major changes. This keeps budget and cash flow planning realistic and board-ready.

              Clear Actions, Not Just Numbers

              We translate results into clear actions with assigned owners and due dates. Because we treat this as ongoing budget & planning, teams know what to do each morning.

              Fast Setup and Secure Delivery

              Most clients go live within the first reporting cycle. Files, dashboards, and backups are stored behind access controls with a clean audit trail. The process is simple to run and easy to hand over as you grow.

              Sector-Aware Benchmarks

              Where data is available, we add peer benchmarks for margin, cash conversion, and working capital. This context helps you set targets, defend plans, and explain choices, keeping your plan grounded in real-world performance.

              Build a plan you can trust.

              Schedule a demo and discover how our process keeps you board-ready.
              Contact Us Now!

              Our Process

              our process 2

              Discover and Define

              We start with a brief intake to collect targets, seasonality, payment terms, and debt covenants. Then we confirm the scope, owners, and key dates in a simple plan. Your baseline model and policies become the foundation of your financial plan for the year.

              our process arrow
              our process 1

              Build and Validate

              We map data from your systems, build the model, and test links using sample months of data. Reconciliations verify that invoices, bank statements, and ledger balances align. Draft packs are shared for review, and edits are logged to maintain a clear audit trail and transparent logic.

              our process 3

              Report and Improve

              You receive a fixed-date reporting pack containing a cash outlook, an operating-plan view, and a one-page action list. We track actions through to closure, roll the model forward each period, and refine assumptions as the market shifts. Over time, your forecasts become faster, clearer, and more accurate.

              our process arrow

              Stop guessing, start growing.

              Get started with a smarter budget and cash flow planning now.
              Contact Us Now!

              FAQ Question

              Frequently Asked Questions

              Our Cash Flow & Budget Planning service delivers a 13-week cash view, a 12-month budget, monthly variance notes, and simple “what-if” cases. Each pack ends with a one-page action list, owners, and dates so follow-through is clear.
              For Cash Flow & Budget Planning we request last year’s accounts, the current trial balance, open AR/AP, payroll dates, tax dates, and key contracts. We also confirm payment terms, seasonality, and any planned hires or major spend.
              We update the cash view weekly and the budget view monthly. The Cash Flow & Budget Planning model is also re-forecast after big changes such as price moves, large orders, or supply delays.
              Yes. Cash Flow & Budget Planning can read data from Xero, QuickBooks, or Sage via exports or secure connectors. Field maps and checks ensure the model matches your ledger totals before each pack is issued.
              The Cash Flow & Budget Planning pack shows covenant headroom, 13-week liquidity, and full-year budget progress. Clear notes explain risks and next steps, so lenders and directors can decide quickly and with confidence.